Our Current Rates
Auto Loans
Effective Date: 11/1/2025
| Type | Rates as low as | APR* |
|---|---|---|
| Vehicle Loan, 100% Financing | 4.49% | 4.49% |
| New or Used Boats, RVs & Campers, 100% Financing (fixed) | 7.49% | 7.49% |
| New or Used Boats, RVs & Campers, 80% Financing (fixed) | 7.24% | 7.24% |
| Farm Equipment over $25,000 (variable) | 10.50% | 10.50% |
Personal Loans
Effective Date: 11/1/2025
| Type | Rates as low as | APR* |
|---|---|---|
| Secured Other Than Vehicles (variable) Personal Property | 11.50% | 11.50% |
| Overdraft Protection Loan (fixed) | 15.00% | 15.00% |
| Share Secured Loan (3.00% above Share Rate, variable) | ||
| Certificate Secured Loan (3% above Certificate Rate, variable) | ||
| Signature Loan (fixed) | 9.75% | 9.75% |
Visa Credit Cards
Effective Date: 11/1/2025
No Annual Fee
| Type | Rates as low as | APR* |
|---|---|---|
| Best for borrowers who want predictability | ||
| VISA - Set Rate | 9.75% |
9.75% |
| Best for borrowers who want to take advantage of low interest rates | ||
| VISA - Variable Rate | 12.75% |
12.50% |
Home Equity Line of Credit
Effective Date: 11/1/2025
| Type | Rates as low as | APR* |
|---|---|---|
| Home Equity Line of Credit | 7.25% | 7.25% |
*APR = Annual Percentage Rate. Rate may vary depending on your creditworthiness. Please ask a Member Service Officer for details regarding how your rate is determined.
**All rates subject to change.