You know what they say. Life is what happens after you’re done making plans. When an unforeseen need for money occurs, you can borrow money with just your signature and a promise to repay—no collateral needed. With your good credit, Members Heritage offers closed-end Signature Loans and open-end Signature Lines of Credit. In addition, we may offer special seasonal Signature Loans.
Fixed rate.
Flexible terms up to 48 months.
Unsecured (no collateral needed).
Minimum loan amount: $500. Maximum loan amount established at time of approval.
Skip-A-Payment option available
Make advances at a teller window, with a representative or by phone.
Need some extra cash? We’ve got you covered. You can now skip a loan payment* and have more cash when you want it. One Skip-A-Payment is permitted per loan per calendar year. There is a $20 fee for each loan payment that is skipped. Just complete the online application or download the printable form.
Members Heritage offers other loans to meet your specific needs.
Save money on your car payments, whether it’s with lower interest rates or more favorable terms.
Borrow against your savings.
Looking to consolidate debt, make home improvements, pay for college expenses? Perhaps a HELOC is the right fit for you!
* In order to participate, all loans must be current and accounts must be in good standing. Loans that have had an extension or payment modification, within the last year may not qualify. This offers does not apply to mortgages, home equity loans/2nd mortgages or credit cards. Interest will continue to accrue on your loan during the month you skip your payment. Future claims for credit disability, credit life insurance and GAP claims may be affected by participating in the program. Skipped payment will be added to the end of the loan contract. Some restrictions apply.
