Round Up - Members Heritage CU - Members Heritage CU

Q: Are there any fees associated with the Round Up program?

No! There are no subscription fees, transaction fees, or maintenance fees for participating.

Q: How are transactions rounded up?

Each debit card purchase is rounded up to the nearest dollar. The difference is transferred from your checking account to your savings account.

Q: How often are Round Up transfers made?

Round-ups are calculated daily, and a single transfer is made to your savings account at the end of each day for the total amount rounded.

Q: Can I choose not to round up certain transactions?

No. All debit card purchases are included in the program. If you’d like to pause round-ups, you can contact us to temporarily disable the feature.

Make every purchase a step toward your savings target

With Round Up Savings, your everyday spending helps you build savings little by little, without changing your routine.

Round Up Program Details

To enroll, you’ll need a Members Heritage checking account and debit card, along with a linked savings account such as Regular Savings or Christmas Club.

If your checking balance is too low to complete the round-up without triggering overdraft fees, the transfer will be skipped. The program resumes automatically when funds are available again.

Saving money has never been easier—it’s just that simple!

Start Rounding Up

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Members Heritage Membership Benefits

At Members Heritage Credit Union, membership is about more than banking, it’s joining a community dedicated to supporting your financial health. Take advantage of a variety of benefits crafted to help you build security and plan for the future.

24/7 Digital Banking Services

Manage your finances anytime, anywhere with our user-friendly mobile app, online banking, eStatements, and mobile check deposit features.

Better Rates for Saving and Borrowing

Whether you’re borrowing or saving, enjoy low-interest rates on personal, auto, and mortgage loans, plus competitive annual percentage yields (APY) on savings accounts.

Exclusive Member Discounts

Get special offers and discounts on various products and services, including entertainment, travel, and more, through our partnership with Love My Credit Union Rewards.