Regular Checking Account Features
Opening a Members Heritage Regular Checking Account* is easy. We can even help you transfer your accounts from another financial institution. Just click the button below to get started.
Check Out These Benefits
NO monthly fee & NO minimum balance
NO per-check charge for unlimited check writing.
Convenient direct deposit and payroll deduction services available
Overdraft Protection available
An ATM/Visa Debit Card allows you easy worldwide access to your funds
Access your account balance with our Mobile App, Online Banking or Telephone Teller (BUTTON)
New to Members Heritage? Apply Now Current Member? Apply Now
Go ahead – grab the gold!
Members Heritage offers a special package of Golden VIP Club services for members who are in good standing and age 50-older:
- Free Safe Deposit Box**
- Two free boxes of “Basic” checks per 12-month period
- Two free money orders per month
- Two free official checks per month
- Two free statement copies per month
- Two free stop payment fees per month
To be eligible for these services, you only need an active account with an ongoing direct deposit, such as a paycheck, Social Security or pension.
What Our Members Are Saying
Need more banking options?
Members Heritage offers numerous banking services that give you lower fees, higher rates, and a commitment to personal service.
Money Market
Earn a higher interest rate compared to regular checking and savings accounts.
Regular Savings
Build funds while enjoying no fees and higher interest rates than traditional banks.
Round Up
Round up your transactions and save.
Frequently Asked Questions
*All accounts verified by ChexSystems.
** Safe Deposit box sizes vary at different branch locations. Total safe deposit savings up to $15. If larger box is chosen, a $15 credit will be issued to your account. Available while supplies last.